Review of LB Cash In Mobile (CIM)
LB Cash In Mobile (CIM) is a straightforward mobile wallet solution facilitating seamless and secure cash transactions via your mobile device.
Developed by LB Finance, recognized as the 'Peoples Financial Service Provider of the Year' in 2019, CIM stands out as Sri Lanka's sole trilingual mobile wallet application. The platform leverages the Lanka QR payment system by Lanka Clear, a system overseen by the Central Bank of Sri Lanka.
Key offerings of LB CIM include:
- Convenient Lanka QR payments at an extensive network of CIM merchants
- Peer-to-peer money transfers and mobile number-based transactions
- Mobile top-ups, bill settlements, and bank transfers
- Balance replenishment through bank account linkage
- Digital personal loan application facility
Utilizing LB CIM unlocks various advantages, such as:
- Exclusive discounts and promotional rewards
- No need for cash handling or change
- Effortless mobile-based payments
- Interest accrual on wallet funds
- Robust security measures for financial transactions
- Dedicated customer support via field agents and call center services
Personal Loan Eligibility:
- Minimum monthly salary requirement: Rs. 17,000
- Age criterion: above 18 years
- Mandatory registration with LB CIM Wallet
Applying for an LB Personal Loan:
- Login to the app using your social media accounts
- Submit necessary details and documents to initiate digital Know Your Customer (KYC) verification
- Upon loan approval, complete the KYC process with assistance from designated agents
Documents needed for Personal Loan:
- Proof of identity (National ID/Passport/Driver's License)
- Address verification document
- Income proof (pay slips and bank statements)
Pertinent loan details:
- Repayment period: 3 to 12 months
- Lending range for various tenors: - 12 Months Loan: Rs. 25,000 to Rs. 100,000
Annual Percentage Rate (APR) on loans:
- - 12 Months: 26%
- - 09 Months: 27.04%
- - 06 Months: 28.39%
- - 03 Months: 32.44%
Sample loan calculation (12 Months):
- Total Interest = Rs. 18,480
- Processing Fees = Rs. 1,540
- Stamp Duty = Rs. 77
- In-Hand Amount after Deductibles: Rs. 75,383
- Total Repayable Amount: Rs. 95,480
- No of Equal Monthly Rentals: 12
- Equal Monthly Rental (EMI) Amount: Rs. 7,957
The application requires certain permissions to operate smoothly including access to location for loan verification, social media profiles for registration purposes, contact lists for connecting with accounts, and camera/media authorization for document uploads.
概要
LB CIM は、 LB Finance PLCによって開発されたカテゴリ ビジネス の Freeware ソフトウェアです。
LB CIM の最新バージョン 3.0.30.dfdcf8ba 2024/04/28 にリリースです。 それは最初 2024/04/28 のデータベースに追加されました。
LB CIM が次のオペレーティング システムで実行されます: Android。
LB CIM は私達のユーザーがまだ評価されていません。
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